J&K Bank PO Recruitment 2026 – Apply Online for 323 Probationary Officer Posts

Last Updated: 09 November 2026 | Source: J&K Bank Notification No. JKB/HR/Rectt/2026-492, dated 07 November 2026 | Recruitment: J&K Bank Probationary Officer Recruitment 2026 – UT of J&K | Posted By: GovtJobDeck | Estimated Time To Read: 12 Minutes

J&K Bank PO Recruitment 2026

Jammu & Kashmir Bank Ltd. has released the J&K Bank PO Recruitment 2026 notification for 323 Probationary Officer posts in the Union Territory of Jammu & Kashmir. Eligible graduates who hold a valid domicile of UT of J&K can submit their online applications from 7 November to 26 November 2026.

The selection process includes an online Preliminary Examination, an online Mains Examination and an Interview. IBPS will conduct the online examinations. Selected candidates will receive a starting basic pay of ₹48,480 under Junior Management Grade Scale-I, along with applicable perks.

Important eligibility restriction: This notification is exclusively for domiciles of the Union Territory of Jammu & Kashmir. Candidates domiciled in other states or in Ladakh should not treat this as an all-India recruitment opportunity.

Candidates preparing for banking careers can also explore the SBI PO Recruitment 2026 to compare another major public-sector bank PO opportunity.

J&K Bank PO Recruitment 2026 – Overview

J&K Bank PO Important Dates 2026

The bank has not announced the examination or interview dates in the detailed notification. Candidates should check the Careers section of the official website for updates.

Download J&K Bank PO Notification 2026 PDF

J&K Bank PO Vacancy 2026 – 323 Posts

Jammu & Kashmir Bank has announced 323 Probationary Officer vacancies under this notification for the UT of J&K.

Category-wise Reservation

The notification states that reservation will be implemented according to the Jammu & Kashmir Reservation Rules, 2005, as amended. The reservation percentages mentioned in the notification are:

Important: The 4% PwBD reservation is horizontal and overlaps with vertical categories. It should not be added to the 323 vacancies.

Important: The detailed notification provides the total of 323 posts and the applicable reservation percentages. It does not give an exact category-wise number of vacancies. The actual allocation will be governed by the applicable UT reservation rules and vacancy roster. The PwBD reservation is horizontal and should not be added to the vertical category percentages as a separate total.

Candidates claiming reservation must possess a valid category certificate on the date of online registration.

J&K Bank PO Eligibility Criteria 2026

Candidates must fulfil the domicile, age and educational qualification requirements specified by J&K Bank.

Educational Qualification

Candidates must have a graduation degree in any discipline from a university recognised by the Government of India, or an equivalent qualification recognised by the Central Government/UGC.

Important conditions:

• Candidates must have completed graduation by the last date of online registration.
• Candidates must possess a valid marksheet or degree certificate showing that they are graduates by the cut-off date.
• Candidates must enter their graduation percentage in the online application.
• If the university awards CGPA or OGPA, the candidate must convert it into a percentage according to the university’s conversion rules and produce the required certificate.
• The percentage is calculated by dividing total marks obtained in all subjects across all semesters/years by the aggregate maximum marks and multiplying by 100.
• The fraction of the calculated percentage is ignored. For example, 59.99% is treated as less than 60%.

The notification does not prescribe a separate minimum graduation percentage for general eligibility.

Domicile Requirement

Only candidates who are domiciles of the Union Territory of Jammu & Kashmir are eligible to apply under this notification.

Selected candidates must submit a domicile certificate issued by the competent authority of UT of J&K.

A domicile certificate from another state or UT does not satisfy this requirement.

Candidates interested in other national-level banking recruitment opportunities can also check the IBPS PO Recruitment 2026 notification.

Age Limit

The candidate’s age will be calculated as on 01 January 2026.

Candidates must have been born not earlier than 01 January 1996 and not later than 01 January 2006, both dates inclusive, subject to applicable age relaxation.

Candidates can verify whether they meet the prescribed age criteria using our Age Calculator. Make sure to calculate your age as of 1 January 2026, the cutoff date specified in the official notification.

Age Relaxation

The notification refers to the applicable Jammu & Kashmir reservation rules for upper-age relaxation.

The notification also states that eligible SC/ST/SEBC candidates may receive cumulative age relaxation with PwBD relaxation, subject to the applicable rules.

Candidates should verify their category eligibility and certificate requirements before applying.

J&K Bank PO Salary 2026

The selected candidates will be appointed in Junior Management Grade Scale-I (JMGS-I).

According to the notification, the starting basic pay is ₹48,480.

The notification specifies the starting basic pay and pay scale but does not provide a complete monthly gross salary or in-hand salary calculation. Actual monthly earnings will depend on applicable allowances, benefits and deductions.

To estimate salary components and understand banking pay calculations, candidates can use the Bank Salary Calculator.

J&K Bank PO Selection Process 2026

The selection process consists of three stages:

1. Preliminary Examination
2. Mains Examination
3. Interview

IBPS will conduct the online Preliminary and Mains examinations. J&K Bank will conduct the interview.

Candidates shortlisted up to 10 times the number of vacancies under each category in the Preliminary Examination will be eligible for the Mains Examination. Candidates shortlisted up to three times the vacancies under each category in the Mains Examination will be called for the Interview.

Stage 1: Preliminary Examination

The Preliminary Examination consists of three objective tests carrying 100 marks in total. Each section has a separate time limit.

Preliminary Examination qualifying conditions:

• Candidates must qualify in each of the three tests.
• The cut-off marks for individual tests will be decided by IBPS in consultation with J&K Bank.
• The minimum aggregate qualifying marks are 40% for General category candidates and 35% for reserved category candidates, subject to overall merit.
• Candidates shortlisted up to 10 times the number of vacancies in each category will proceed to the Mains Examination.

Stage 2: Mains Examination

The Mains Examination consists of objective and descriptive papers.

The descriptive paper may cover topics related to economic and social issues, emerging trends in banking and technology, current events and ethics.

Mains qualifying conditions:

• Candidates must secure the minimum required marks in each test and the overall examination.
• The minimum aggregate qualifying marks are 40% for General category candidates and 35% for reserved category candidates, subject to overall merit.
• Only Mains Examination marks will be considered for shortlisting candidates for the Interview.
• Candidates shortlisted up to three times the number of vacancies under each category will be called for the Interview.

Candidates preparing for upcoming banking examinations can also refer to the Banking Exam Calendar 2026–27 for information about other major banking recruitment examinations.

Negative Marking

There is a penalty for wrong answers in the objective tests of both Preliminary and Mains examinations.

For every incorrect answer, one-fourth of the marks assigned to that question will be deducted.

There is no penalty for questions left unanswered.

Stage 3: Interview

Candidates shortlisted through the Mains Examination will be called for an Interview conducted by J&K Bank.

The interview will be held at selected centres. The date, time and venue will be communicated through the interview call letter.

Final Merit Calculation

The final score will be calculated using the marks obtained in the Mains Examination and Interview.

Candidates must qualify in both the Mains Examination and Interview. Final selection will depend on the combined score, category-wise merit and available vacancies.

If two or more candidates obtain the same score, the older candidate will be placed higher in the merit order.

J&K Bank PO Application Fee 2026

Candidates must pay the application fee online during the registration period.

Bank transaction charges for online payment must be borne by the candidate.

Note: The notification specifies the fee amounts excluding GST. The final payable amount will include applicable GST and transaction charges.

The application process will be considered complete only after successful fee payment. Candidates should download and retain the payment e-receipt.

How to Apply for J&K Bank PO Recruitment 2026

Eligible candidates can submit their applications online through the official J&K Bank website.

Follow these steps:

1. Visit the official website: https://jkb.bank.in/
2. Open the Careers section.
3. Find the notification for Probationary Officer Recruitment – UT of J&K.
4. Open the notification and read the eligibility conditions.
5. Click on Apply Online.
6. Select Click Here for New Registration.
7. Enter your name, contact details and email address.
8. Note the provisional registration number and password generated by the system.
9. Log in and complete the application form with personal, educational and category details.
10. Upload your photograph, signature, left thumb impression, handwritten declaration and required certificates.
11. Preview the application and verify every detail.
12. Complete the registration and proceed to online fee payment.
13. Submit the application after successful payment.
14. Download and print the final application form and fee receipt for future reference.

Application Deadline: 26 November 2026.

Candidates should not wait until the last date to submit the application. The bank will not entertain changes after the Complete Registration button has been clicked.

Documents Required for Online Application

Candidates should keep the following documents ready before applying:

Important: Signatures in capital letters and declarations written by another person will not be accepted. Candidates should follow the exact dimensions and upload instructions given in the official notification.

Documents Required at the Interview

Shortlisted candidates must produce original documents along with self-attested photocopies, as applicable:

• Interview call letter and printed application form.
• Class 10 certificate as date-of-birth proof.
• Valid photo ID.
• Graduation marksheets and degree certificate.
• J&K domicile certificate.
• Applicable category/EWS/PwBD certificates.
• NOC for candidates employed in government or PSU organisations.
• Scribe or experience-related documents, wherever applicable.

Important Service Conditions

Candidates should carefully consider these conditions before applying:

Common Mistakes to Avoid

1. Applying without a valid J&K domicile.
2. Calculating age using the wrong cutoff date (01 January 2026).
3. Not completing graduation by 26 November 2026.
4. Uploading unclear photographs, signatures or certificates.
5. Using a capital-letter signature or another person’s handwritten declaration.
6. Forgetting the mandatory live photograph.
7. Leaving the application fee payment incomplete.
8. Overlooking the ₹2 lakh service bond and five-year zone posting restriction.

Important Links – J&K Bank PO Recruitment 2026

Related Banking Job Opportunities

Candidates preparing for Probationary Officer and other banking recruitment examinations can explore these opportunities:

1. SBI PO Recruitment 2026 – Check the latest recruitment details for State Bank of India Probationary Officer posts.
2. IBPS PO Recruitment 2026 – Explore the common recruitment process for Probationary Officer posts in participating banks.
3. South Indian Bank PO Recruitment 2026 – Check another banking-sector opportunity for candidates interested in officer-level positions.
4. Candidates with relevant wealth management and banking experience can also explore the Bank of Baroda WMS Recruitment 2026, which offers 837 contractual vacancies across five professional positions. Applications close on 24 November 2026.

Note: Check each recruitment notification separately for eligibility, application dates, selection process and other conditions. These opportunities may have different eligibility requirements from J&K Bank PO Recruitment 2026.

J&K Bank PO Recruitment 2026 – FAQs

1. How many vacancies are available in J&K Bank PO Recruitment 2026?

Jammu & Kashmir Bank has announced 323 Probationary Officer vacancies under the UT of J&K notification.

2. Who can apply for J&K Bank PO Recruitment 2026?

Only candidates holding a valid domicile of the Union Territory of Jammu & Kashmir can apply under this notification.

3. What is the last date to apply for J&K Bank PO 2026?

The last date for online application and fee payment is 26 November 2026.

4. What is the educational qualification for J&K Bank PO posts?

Candidates must hold a graduation degree in any discipline from a university recognised by the Government of India or an equivalent qualification recognised by the Central Government/UGC. The qualification must be completed by 26 November 2026.

5. What is the age limit for J&K Bank PO Recruitment 2026?

The minimum age is 20 years and the maximum age is 30 years as on 01 January 2026. Applicable age relaxation is available for eligible reserved categories.

6. What is the starting salary of a J&K Bank Probationary Officer?

The starting basic pay is ₹48,480 under the Junior Management Grade Scale-I pay structure. Other applicable perks and allowances are provided as per bank rules.

7. What is the selection process for J&K Bank PO 2026?

The selection process consists of an online Preliminary Examination, an online Mains Examination and an Interview. IBPS will conduct the online examinations.

8. What is the final selection weightage?

The final merit score is calculated using 80% weightage for the Mains Examination and 20% for the Interview. Candidates must qualify in both stages.

9. Is there a service bond for selected J&K Bank Probationary Officers?

Yes. Selected candidates must execute a ₹2 lakh bond at joining and serve the bank for a minimum period of two years. The notification also requires a minimum five-year posting period in the initially allotted zone.

Disclaimer

GovtJobDeck is an independent job-information platform and is not affiliated with Jammu & Kashmir Bank Ltd. This article is prepared using Notification No. JKB/HR/Rectt/2026-492 dated 07 November 2026. Candidates should verify eligibility, reservation, application requirements and subsequent updates from the official notification and bank website before applying.

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Sandeep Dev researches and verifies government recruitment notifications using official advertisements, government recruitment portals, and official notifications. Every article published on GovtJobDeck is reviewed for accuracy, clarity, and timely updates before publication.

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